Real Estate at the Lake: What's Coming for 2015?

It seems that no matter how far in advance we begin planning for Christmas, it still sneaks up on us out of nowhere. Now here we are, caught up in the throes of last-minute wrapping presents and baking Christmas cookies, all the while dreaming of Santa's visit (and a day off!). 

I just wanted to take this opportunity to wish you and yours a very Merry Christmas from your trusted real estate agent at the Lake of the Ozarks. As 2014 draws to a close, I wanted to remind you that the start of 2015 is the perfect opportunity to buy your new Lake of the Ozarks home. 

Reasons To Buy a New Home In Early 2015

1. 3% Down Payments Are Now Available!

Gone are the days of scraping together 20% of the total price of the home to provide a down payment. Earlier in December, Fannie May and Freddie Mac formally announced the introduction of 3% down payments to home buyers in the United States. Now, home buyers with good credit history will be able to afford the homes they've been dreaming of. If you have questions about this new policy, contact Susan Spica, Lake of the Ozarks Real Estate Agent.

2. Interest Rates Are Still Low (But They're Climbing)

The housing market hit an all-time low in 2011, but it has been slowly recovering since then. Recently, we finally rounded the corner. The housing market at the Lake of the Ozarks has seen wonderful growth over the last year, and that growth is only expected to increase. As the housing market continues to regain strength, interest rates are expected to climb. They are still low right now, though, so take this opportunity to lock in an affordable rate!

3. Home Prices Are Expected Rise
As the housing market continues to improve, sellers may not feel the same sense of urgency to sell their home as quickly as they possibly can. Consequently, sellers are likely to ask higher prices for their homes and wait for the right buyer to come along. If you want buy a great home for a lower price, you will be better off acting sooner than later. (If you need help selling your home at the Lake of the Ozarks, give me a call at 573-280-0480.)

If you have any questions about real estate at the Lake of the Ozarks, please don't hesitate to reach out to me. I have twenty-five years of experience selling and buying homes at the Lake, and I look forward to working with you in the future.

Merry, Merry Christmas to you and yours!

Susan Spica, Professional Realtor

BerkShire Hathaway HomeServices
101 Crossings West, Ste. 202
Lake Ozark, MO 65049

Office: (573) 365-6868
Susan's Cell: (573) 280-0484
Gina's Cell: (573) 889-9477

Susan Spica - Selling Real Estate at the Lake for 25 Years!

Hello! My name is Susan Spica and I would like to officially welcome you to my very first blog post. I'm excited to connect with you and help you buy or sell your home at the Lake of the Ozarks. Here's a quick overview of my experience and what I can do to help you meet all of your real estate dreams!

Susan Spica

My Experience

I have been selling real estate at the Lake of the Ozarks for the last twenty-five years. I work in the entire Lake Area, including Osage Beach, Lake Ozark, Four Seasons, Porto Cima, The Villages, Sunrise Beach, Laurie, Camdenton, Hurricane Deck, the North Shore, and Eldon. As a licensed real estate agent at the Lake, I have experience buying and selling waterfront homes, condominiums, and lots.

I am a licensed agent with BerkShire Hathaway HomeServices. Through them, I have access to a wide variety of resources that help me meet (and exceed) my client's needs and expectations.

I work closely with my wonderful assistant, Gina Luzzi. Gina shares my commitment and dedication to our customers, and I know she's looking forward to getting to know you and your families.

My Blog

Gina Luzzi

I'm very excited to begin a new social media campaign that will help me get closer to my clients and reach out to them with valuable information about real estate at the Lake of the Ozarks. Please subscribe to my blog to get real estate updates, details on top listings, and info about our beautiful Lake of the Ozarks community. 

I'm also excited to announce that I'm embracing an entire social media culture in addition to my blog. I look forward to connecting with you on all the different social media channels! Here are the links to connect with my accounts:

Facebook

https://www.facebook.com/SusanSpicaRealEstate

Twitter

https://twitter.com/SusanHSpica

LinkedIn

https://www.linkedin.com/profile/view?id=105117187&trk=nav_responsive_tab_profile

Google+

https://plus.google.com/u/0/b/113669792114732306663/113669792114732306663/posts

We're also working on setting up a Pinterest account featuring great home decorating ideas, DIY ideas, real estate listings at the Lake of the Ozarks, and more. Stay tuned! We'll let you know as soon as it is up and running.

I truly care about getting to know you and your family and helping you find the home that will perfectly fit your needs. The next time you need to buy or sell your home at the Lake of the Ozarks, I hope you'll keep me in mind! I look forward to working with each and every one of you.

Susan Spica, Professional Realtor

BerkShire Hathaway HomeServices
101 Crossings West, Ste. 202
Lake Ozark, MO 65049

Office: (573) 365-6868
Susan's Cell: (573) 280-0484
Gina's Cell: (573) 889-9477